A Financial Plan projects what resources are required to meet your goals which may include:

• Maintaining a comfortable lifestyle during retirement;
• Achieving greater financial security;
• Paying for your child's education; and
• Making a major purchase decision such as new home.

To learn more about how planning can help you, please call us at (713) 850-8900. We would be happy to answer your questions and send you a complimentary Financial Planning Checklist and Budget Worksheet.

Our Financial Plans include a Probability of Success Analysis that projects the probability of achieving your goals. This analysis is based on a series of assumptions relating to taxes, inflation, market returns and your current financial situation.

Here are typical planning results for a couple in their early 50s:

1. John and Jane Client would like to retire when John reaches age 65.Their retirement goals include spending $150,000 per year (after-tax), traveling 3 or more times a year, buying a second home and pursuing various community activities.
2. John and Jane do not have an investment strategy or specific savings goals.
3. Based on their goals, current lifestyle and financial resources, this couple has a 66% chance of achieving their goals and a 34% chance of running out of money before the end of their retirement. These results are based on 10,000 possible financial outcomes over the next 40+ years. 6,600 of these scenarios were successful and 3,400 failed to meet their needs.
4. With the goal of increasing their odds of success, we will help this couple take positive action with their investment portfolio.
5. We will also show them steps they can take today to significantly increase their ability to achieve their goals.

Call (713) 850-8900 to recieve a complimentary Financial Planning Checklist and Budget Worksheet.